Terms & Condition

Terms and Conditions of Stonebrook Insurance

Welcome to Stonebrook Insurance, your trusted source for professional insurance services. We are a Texas-based company that proudly serves customers throughout the United States. Our mission is to provide you with the highest quality insurance solutions tailored to your unique needs. In this guide, we will walk you through our Terms and Conditions, which are designed to protect both you and us. It is important that you read and understand these terms before using our services. We encourage you to contact us if you have any questions or concerns.

Statement of Agreement

These Terms and Conditions (“Terms”) are a legally binding agreement between the user (“you”) and Stonebrook Insurance (“we,” “our,” “us”). The Terms cover your use of our insurance services and website. By accessing or using our website, you acknowledge that you have read and agree to be bound by these Terms.

Last Updated: [08-14-2025]

Definition of Terms

Company: The term “Company” shall mean Stonebrook Insurance. The Company provides all insurance-related services, tools, and resources available on this website, including, but not limited to customer support, policy management, and claims assistance.
User: The term “User” shall mean any individual or entity who accesses, browses, or utilizes the website, its features, or any services offered by the Company, whether for casual information purposes or active engagement with the insurance services.
Services: The term “Services” shall mean all insurance-related services provided by Stonebrook Insurance, including but not limited to access to policy information, premium calculation tools, claims processing services, educational resources, and any other tools or assistance provided by Stonebrook Insurance to support Users in managing their insurance needs.

Acceptance of Terms

By continuing to access or use our website, you agree to be bound by these Terms and all policies and guidelines referenced herein. These Terms apply to your use of our website, Services, and any content or materials provided on or through the website. If you disagree with these Terms or any part of them, you are required to stop accessing, viewing, using, or relying on any content or services provided on our website and must immediately cease using it.

Services We Provide

Stonebrook Insurance is committed to providing you with the most comprehensive insurance solutions tailored to your individual and business needs. Whether you are seeking personal insurance coverage or need specialized insurance for your business, we strive to offer the best coverage options available. Our offerings may vary based on eligibility requirements, state regulations, and regional availability. Please contact us directly for detailed information about the insurance products and services available in your area. With Stonebrook Insurance, you can rest assured that your coverage is customized just for you.

User Responsibilities

You agree to provide Stonebrook Insurance with accurate, up-to-date, and complete personal and contact information during registration and upon request.
You agree not to misuse or abuse the platform. Any illegal or prohibited use of the Site by you or any third party, including without limitation any acts of vandalism, spamming, hacking, posting virus, or any act or use which overburdens our website’s technical infrastructure or interferes with the website’s proper functioning or secure operation, is strictly prohibited.
It is your responsibility to keep your account information and password confidential. You agree not to disclose your account information or password to any other person or entity, and you shall be solely responsible for any and all activities that happen under your account. By using our platform, you agree not to violate any intellectual property rights of Stonebrook Insurance or any third party.

Intellectual Property

Stonebrook Insurance is the sole owner of all right, title, and interest in and to the Company’s website, including all elements, features, and functionality of the website (the “Site”), as well as all supporting software, documentation, text, logos, images, graphics, designs, specifications, source code, database rights, and other information (collectively, “Content”).
The Content on the Site is protected by copyright, trademark, and other intellectual property laws. Except as expressly provided in these Terms, no part of the Site and its Content may be copied, modified, rented, leased, transferred, distributed, displayed, performed, or reproduced in any form or by any means without the prior written permission of Stonebrook Insurance.

Privacy Policy

Your privacy is important to us, and we take protecting your personal information very seriously. Please read our Privacy Policy carefully, as it contains detailed information about how we collect, use, store, and protect your data. This includes information that you provide directly to us, data that we collect automatically when you use our website or services, and how we may share your data with third parties. By using our website or services, you consent to the collection, use, and sharing of your information as described in the Privacy Policy. If you have any questions or concerns about your privacy, please don’t hesitate to contact us for further information.

Limitation of Liability

Stonebrook Insurance will not be liable to you or any third party for any indirect, incidental, special, or consequential damages or losses (including, but not limited to, damages for lost data, lost revenue, or lost profits) that may arise out of or in connection with the use of the Site or the Services.
We will not be held responsible for any damage or loss suffered by you as a result of any action taken in reliance on any content or information provided by third parties on or through the Site, including without limitation, third-party advertisements or links.
When you use any third-party service or platform, you do so at your own risk, and we encourage you to review the applicable terms and policies before using such services. The website and Services are provided on an "as is" basis, with no express or implied warranties, to the maximum extent allowed by applicable law.

Indemnification

You agree to hold Stonebrook Insurance, along with its affiliates, officers, agents, employees, and partners, harmless and to indemnify and defend them against any claims, damages, liabilities, costs, or expenses (including reasonable attorneys’ fees) that arise from your use of the Site or Services or any violation of these Terms. This includes any violation of any applicable law or the rights of a third party, or any content you post or transmit through the Site. We may choose to take exclusive control and defense of any issue that would otherwise require your indemnification, and you agree to assist us in defending against such claims.

Termination

We reserve the right, in our sole discretion, to suspend or terminate your access to the website or Services, with or without notice, if we determine that you have breached these Terms, engaged in illegal or harmful activities, or otherwise used the Site in a manner that negatively impacts other users or our business operations.
You may discontinue your use of the website or Services at any time, for any reason, without notice to us. If you choose to terminate your account, any rights granted to you under these Terms will terminate immediately.
Upon termination, all provisions of these Terms that by their nature should survive termination will continue in full force and effect, including, but not limited to, provisions regarding limitations of liability, indemnification, and intellectual property.

Governing Law

These Terms shall be governed by and construed according to the laws of the State of Texas. However, our services are available throughout the United States, and additional regulations of your local state may also apply. By accessing our website or Services, you agree to follow the jurisdiction of the competent courts located in Texas for the resolution of any dispute arising from or in connection with these Terms.

Changes to Terms

We reserve the right to update, modify, or amend these Terms at any time, in our sole discretion. It is your responsibility to review these Terms periodically for changes. Continuing to use our website or Services indicates your acceptance of any such changes. If you do not agree to the changes, you must discontinue your use of the website and Services.

Contact Information

If you have any questions or concerns regarding these Terms and Conditions, please do not hesitate to contact us at:

Email: [example@stonebrookinsurance.com]
Phone: [1-800-STONEBROOK]
Address: Stonebrook Insurance, [Street Address, City, Texas]